What We Do
At Baynes Investment Counsel, our services go beyond wealth management—we design, coordinate, and protect every dimension of your financial life. From investments to estate strategy to risk mitigation, we bring structure to complexity and clarity to your most important decisions.
Investment Strategy
Financial & Estate Planning
Risk Management &
Insurance Planning
Liquidity Event Support
Investment Strategy
We begin with a comprehensive portfolio review to understand where you are now—and identify any immediate opportunities, like tax-loss harvesting or rebalancing. From there, we design a dynamic investment strategy that aligns with your goals, risk tolerance, and life stage.
Your plan is never static. We evolve with you, adjusting for life changes, economic conditions, or market opportunities. We meet with you regularly, communicate clearly, and ensure your investment decisions remain aligned with what matters most to you.
Services Include:
Portfolio construction & allocation
Tax-aware investment strategy
Strategic transitions & liquidity planning
Access to select private market opportunities
Financial & Estate Planning
Your wealth should be organized with intent. Our planning process starts with a deep understanding of your life goals: education, retirement, succession, and lifestyle. We design coordinated financial strategies for short, mid, and long-term needs—then walk with you through implementation.
We collaborate with attorneys, CPAs, and other trusted advisors to build a durable structure around your wealth. Whether you need help with charitable giving, estate transfers, or executive compensation planning, we turn complexity into clarity.
Our Process:
Discovery and consultation
Multi-tiered goal planning
Financial plan implementation & review
Integrated coordination with legal/tax professionals
Estate Planning Services:
Will education and planning
Beneficiary review and designation strategy
Powers of attorney (financial & healthcare)
Executor guidance & succession strategy
Minimizing estate taxes and probate delays
Asset protection and post-mortem estate management
Risk Management & Insurance Planning
Even the best financial plans are vulnerable to the unexpected. That’s why we take a comprehensive approach to risk management—helping you prepare for life’s curveballs with clarity and foresight.
We don’t view insurance as an expense, but as a strategic tool. Our process begins with a full coverage review to ensure existing policies still align with your needs. Then, we assess gaps and design protection strategies that integrate with your broader wealth plan.
Core Focus Areas:
Life Insurance: Support for dependents, business continuity, and estate planning
Disability & Long-Term Care: Income replacement and asset protection for unexpected events
Critical Illness Coverage: Safeguards against sudden health disruptions
Annuities: Structured retirement income solutions
Home, Auto & Asset Insurance: Right-sized coverage reviews to avoid under- or over-insuring
Health, Dental & Wellness: Family-focused plan selection for evolving needs
Travel Insurance: Coverage for international or frequent travelers
Child Education Funding: Insurance-backed planning for future tuition needs
Insurance for Estate & Succession: Tax mitigation and liquidity for beneficiaries or partners
Our approach is educational, not sales-driven. We help you understand what you need, why it matters, and how it integrates with the rest of your planning.
Liquidity Event Support
Your wealth should be organized with intent. Our planning process starts with a deep understanding of your life goals: education, retirement, succession, and lifestyle. We design coordinated financial strategies for short, mid, and long-term needs—then walk with you through implementation.
We collaborate with attorneys, CPAs, and other trusted advisors to build a durable structure around your wealth. Whether you need help with charitable giving, estate transfers, or executive compensation planning, we turn complexity into clarity.
Our Process:
Discovery and consultation
Multi-tiered goal planning
Financial plan implementation & review
Integrated coordination with legal/tax professionals
Estate Planning Services:
Will education and planning
Beneficiary review and designation strategy
Powers of attorney (financial & healthcare)
Executor guidance & succession strategy
Minimizing estate taxes and probate delays
Asset protection and post-mortem estate management